Sometimes we have doubts about how to cancel motorbike insurance. This may be necessary on certain types of occasions. For example, you have sold your motorbike, you have taken it to the scrapyard or you want to cancel it temporarily.

If any of these 3 cases is yours, today from Marbesol Bike we tell you how to cancel your motorbike insurance.

How long does it take to cancel my motorbike insurance? 

The deadline for notifying the insurance company of your intention to cancel your motorbike insurance is very important to avoid future problems. This deadline is 30 days before the end date of your contract.

How can you check this date?

To check this information, all you have to do is consult the last receipt you have for your insurance.

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What happens if the deadline for deregistering the motorbike insurance has passed?

If your contract expires and you have not cancelled your motorbike insurance, most people will return the receipt for the insurance through the bank. Legally it is not correct to return the receipt and the insurance company has the authority to reclaim the cost of the policy through legal proceedings. In the worst case, you could be placed on a list of debtors.

What is the time limit if I only want to change the type of motorbike insurance?

On other occasions it happens that we have a comprehensive insurance with excess and after some time we prefer to change it to a third party insurance with the same company. In this case, it is not necessary to give advance notice, it is sufficient to contact the insurer.

What happens if I don’t have the money to pay for my motorbike insurance and the bill is returned?

This is dangerous, especially if you continue to use the motorbike. It is also dangerous if the motorbike is parked outside the door.

As long as the motorbike is registered with the DGT, it is compulsory by law to have a valid insurance policy, at least third party insurance (civil liability).

What are the consequences of not having insurance for my motorbike?

It is estimated that around 300,000 motorbikes are not properly insured. It is compulsory to have liability insurance at least if you have a motorbike.

The first consequence is a fine. The penalty is between 601 and 3,005, depending on the damage caused and the time without insurance.

In addition, if it does not have a valid MOT, which is the usual case, a fine of 500 euros must be added. Removing it from the public road will have the cost of the tow truck and the deposit.

Hopefully the motorbike will not be involved in an accident as the culprit. In this case, the owner will have to pay for all the material and bodily damages caused.

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As you have seen, it is better to have motorbike insurance, but if you are in any of the three situations we have mentioned, you can cancel it as long as you give 30 days’ notice in a completely legal manner.

Also, nowadays insurance companies have good insurance policies at very reasonable prices so that you can travel in complete safety.

Don’t know whether to buy a motorbike but you like to ride on two wheels? If you are on the Costa del Sol you can rent your motorbike at Malaga airport and discover the best motorbike routes in Andalusia.

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